i am finally getting my ass down and opening a trading account tomorrow with DBS Vickers. Although their rates are not the best, 0.28% for the first $50,000, but with a minimum rate of $25, i calculated i'll need to trade at least $8,928.57 to breech the $25 mark. In any case, it's just a start so i may open accounts with other trading companies, like Kim Eng, POEMS or the big banks around.